Cross-border B2B payments

Cross-border invoices, paid in hours.

And the rest of your payments platform - KYB, FX, settlement, reconciliation, and working capital - all in one place. So you don't stitch together five vendors to get paid.

app.augurfinancial.com / payments

Payments

Today · 6 payments
Northwind Logistics LLC
INV-US-20418
Settled
USD 48,250.00
Britannia Components Ltd
INV-UK-20419
Settled
GBP 32,180.00
Helvetia Precision GmbH
INV-EU-20420
Settled
EUR 71,940.00
Saharsh Technologies Pvt Ltd
INV-IN-20421
Settled
INR 41,28,750
Al Mazaya Trading FZ-LLC
INV-AE-20422
In flight
AED 1,84,500
Karoo Industrial Pty Ltd
INV-ZA-20423
Awaiting approval
ZAR 5,62,300
Selected · TX-08F2A1
41,28,750INR
to Saharsh Technologies Pvt Ltd
Buyer paid
AED 1,84,500
FX rate
22.3780
Fee
0.45%
Route
Local rails
Settled
2h 14m
Reconciled to ERP
01 / The problem

Cross-border invoices are killing your cash flow.

International buyers pay via SWIFT. 2-3% disappears to FX and correspondent fees on every invoice. Money lands 30-90 days later, if the wire doesn't bounce back. Working capital is stuck waiting on payments your team already earned.

3-5days
Average settlement on a cross-border wire.
2-3% FX
Hidden markup baked into your bank's quote.
$150T+annual
Global cross-border trade still on legacy rails.
0visibility
Tracking once a SWIFT wire leaves the bank.
02 / How it works

Three steps. No SWIFT. No multi-day wait.

Step 01
Invoice#INV-20418
TOTALUSD 48,250.00

Send the invoice.

Import an invoice from your accounting tool or create one in Augur. Your buyer approves it in their normal payment flow - nothing unusual on their side.

Step 02
BUYERSELLERAUGUR

We move the money.

Augur moves the payment on modern rails - faster, cheaper, and fully tracked. FX, compliance, and reconciliation are handled in the background.

Step 03
Reconciled
Inv #INV-20418 · ERP

Funds land in hours.

The seller receives a normal local-currency deposit, auto-reconciled to the original invoice. Optional: take an advance on approval instead of waiting for the buyer to settle.

03 / What you get

A finance product built for cross-border B2B.

01

Local-currency settlement in hours.

Sellers see a normal local-currency deposit, same day on most invoices. No crypto, no SWIFT, no waiting on correspondent banks.

02

Transparent FX & fees.

Mid-market rates with one visible fee per payment. No hidden markup on the FX leg.

03

Advance on approval.

Get up to 85% of an approved invoice released within hours, instead of waiting 30-90 days for the buyer to settle.

04

Compliance built in.

KYB, AML, and local-rule counterparty checks on every payment. Audit-ready exports for both sides of the trade.

05

Built for your stack.

Native fits for QuickBooks, Xero, NetSuite, Tally, and Zoho Books. Reconciliation without the spreadsheet.

06

End-to-end visibility.

Every payment tracked from buyer approval to local-currency arrival, with timestamped status and a full audit log.

04 / Built for finance teams

Built for the people who actually run the payments.

Most cross-border tools are built for engineers or treasury desks at huge corporates. If you're a finance lead at a mid-market business, you're left with SWIFT wires, spreadsheets, and a lot of chasing.

Augur replaces that with a clean payments product: import or create the invoice, approve, settle. Local-currency in, local-currency out. FX, compliance, and reconciliation handled in the background.

Your AP and AR teams get the same view of every payment - timestamped, reconciled to the original invoice, and exportable for audit. No more "where's my wire?" emails.

Cross-border payments, finally working for you.

Get cross-border invoices settled in local currency in hours - and advance the cash you've already earned.